Personal Finance

  • The importance of building a financial buffer

    The importance of building a financial buffer

    Personal Finance | 06/08/2019 lúc 15:52PM

    Heading to financial stability, it is good to have a crash mat in the form of a cash buffer. How deep that buffer needs to be will vary from person to person, but an amount that equates to three months income should work for most people.Decision of how much money...
  • Commit to educating yourself about your finances, the future you will thank you for it

    Commit to educating yourself about your finances, the future you will thank you for it

    Personal Finance | 16/07/2019 lúc 14:51PM

    The most important investment you can make is investing in you and perhaps one of the best ways to do that is learning about personal finance. Managing your finances well better positions you when unexpected expenses arise or if you suddenly lose your job. You can also tackle debt more...
  • Maximize your retirement savings

    Maximize your retirement savings

    Personal Finance | 16/07/2019 lúc 15:06PM

    Here's what to know to make sure your savings strategy is working as hard as you are.Saving for retirement is a marathon, not a sprint, and it's not always easy to know if you're on the right track. These guidelines can help you stay on course—or get up to speed....
  • 3 steps college grads can take toward financial independence

    3 steps college grads can take toward financial independence

    Personal Finance | 16/07/2019 lúc 15:30PM

    Abril Hunt, outreach manager at Educational Credit Management Corp., or ECMC, a nonprofit dedicated to helping student borrowers, offers the following tips on the road to financial independence for those just starting out and facing student loan payments, in addition to other expenses:1. Build a budgetFor starters, don’t “put the...
  • 6 ways to teach your kids about finance

    6 ways to teach your kids about finance

    Personal Finance | 16/07/2019 lúc 15:56PM

    Helping your children develop healthy money habits today will increase their chances for a happier life.Teaching finance is not a top priority of the education system all over the world. In addition, few teachers report feeling competent to teach personal finance. Hence, parents usually have to be the teachers when it...
  • Having a strong business plan is key to success for workers in gig economy

    Having a strong business plan is key to success for workers in gig economy

    Personal Finance | 16/07/2019 lúc 16:34PM

    Do you want to succeed as a gig worker?Be organized. Very, very organized.You might think making and sticking to a budget is all there is to it, but having a financial plan and a business plan can take you to the next level, according to a survey from BMO Wealth...
  • QR BizCard Smart - Privacy Policy

    QR BizCard Smart - Privacy Policy

    Personal Finance | 13/03/2019 lúc 23:08PM

    Privacy PolicyEffective date: March 13, 2019QR BizCard ("us", "we", or "our") operates the QR BizCard mobile application (the "Service").This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. Our Privacy...